A practitioner-built, cloud-agnostic Lending platform that simplifies acquisition, servicing, and collections - powered by 100% open source technologies for a lower TCO.
Our goal is to empower clients to innovate & integrate their ecosystem for elevating their market offerings in an efficient, accessible & simplistic way. Our approach to this is a cloud native omni-channel platform which will bridge the gaps in legacy systems & processes to maximize revenue and ensure compliance for our clients. Our aim is to optimize the overall customer life-cycle by integrating client employees, partners and customers seamlessly across all digital and physical channels on a Unified Financial Service Future platform
Explore RAHI Core Lending Platform
Built by professionals with industry experience across Product, Policy & Process landscape of financial services. The team comes with a unique combination of Business-domain-led-Technology-as-Enabler mindset, skilled in adoption and implementation of foundational-and-new-age Technologies.
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Streamline acquisition and approval lifecycles with a next-gen Loan Origination System — designed for scalability, compliance, and superior customer experience.
Drive excellence in loan servicing and lifecycle management with a robust Loan Management System — designed for accurate financial accounting, compliance, and seamless customer engagement
Maximize recoveries and reduce delinquencies with an intelligent Loan Collection System — built for agility, transparency, and data-driven collection efficiency
Home Loan & LAP encompasses the landscape of Residential & Commercial Property with all industry prevalent variants. The system seamlessly integrates with all ecosystem partners viz Developers, Builders, Lawyers, Valuation Agency etc. across all lifecycle events. Our lending platform encompasses the full lifecycle of Home Loan & LAP events across Acquisition, Servicing & Accounting and Debt Management along with digital customer engagement.
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Personal Loan Solution encompasses all individual borrower profiles - Salaried, Self-Employed & Professionals. The system seamlessly integrates with the partner ecosystem of Sales Partners, Verification & Recovery Agencies. Our lending platform encompasses the full lifecycle of Personal Loan events across Acquisition, Servicing & Accounting and Debt Management along with digital customer engagement.
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Business Loan Solution encompasses all non-individual borrower profiles - Sole Proprietor, Self-employed Non-Professional, Partnership and Private Limited. The system seamlessly integrates with the partner ecosystem of Sales Partners, Verification & Recovery Agencies. Our lending platform encompasses the full lifecycle of Personal Loan events across Acquisition, Servicing & Accounting and Debt Management along with digital customer engagement.
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Vehicle Loan encompasses the total landscape of vehicle assets financed - New & Used Four Wheelers and New & Used Two Wheelers. The system seamlessly integrates with New Vehicle Dealer & Manufacturer and Used Vehicle Dealer & Valuation Agency ecosystem across all lifecycle events. Our lending platform encompasses the full lifecycle of Vehicle Financing events across Acquisition, Servicing & Accounting and Debt Management along with digital customer engagement.
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Customer is forced with repeatative tasks & inconsistent experiences across channels of the Lender due to disparate & disjointed multiple legacy systems across branch and bolt on digital properties.
Our Solutions
Our platform is Omni-channel with integrated customer digital engagement
Traditional lending platforms trap business innovation behind IT change cycles, making even small rule or product changes take months.
Our Solutions
Our configuration-first architecture empowers business users to visually design workflows, products, and rules—eliminating dependency on coding or IT sprints. Products can launch in days, not months.
Legacy systems struggle to adapt quickly to changing RBI regulations (IRAC norms, CKYC, bureau reporting, GST, etc.), exposing institutions to risk.
Our Solutions
Cloud-native compliance modules with plug-and-play regulatory updates and automated reporting ensure lenders stay compliant without manual firefighting.
Traditionally financial institutions have relied on multiple platforms for acquisition, servicing and collections leading to complex integrations, duplicate data models and higher IT/operational costs creating inefficiencies, compliance gaps, and delays in customer service.
Our Solutions
Single Instance Platform for all Retail and Commercial Lending Product’s lifecycle events of Acquisition + Servicing + Accounting + Collections with native Customer Digital Engagement for use by all User constituents – Employee, Outsourced Staff, Partner & Customers.
Monolithic architecture requires over-provisioned infrastructure. Legacy platforms enforce "all-or-nothing" adoption, expensive replacements, and vendor lock-in.
Our Solutions
Cloud Native Architecture optimised for Modern Infrastructure. Our microservices-driven, containerized architecture leverages cloud-native principles to deliver unprecedented efficiency and flexibility.
Hard-coded dependencies force lenders into outdated databases, messaging systems, and cloud vendors—making upgrades costly and risky.
Our Solutions
Framework abstraction & cloud-agnostic design ensures flexibility to change cloud providers, upgrade tech stacks, and future-proof infrastructure without rewrites.
Traditional lending platforms demand heavy IT spending for even minor changes (rule updates, new product launches, UI changes). Custom development, upgrades, and patchwork integrations inflate IT budgets year after year.
Our Solutions
Our configuration-first, low-code architecture removes dependency on costly IT projects. Business teams directly manage rules and using our internal workflow engine & UI configurator we deliver agile change management lowering cost and delivery timelines.
Partnering with credit bureaus, verification services, or fintechs takes months of custom development. Lenders often abandon innovations due to integration nightmares
Our Solutions
Pluggable integration architecture with pre-built connectors and configuration-driven APIs enables fintech/verification integrations in minutes.
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